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It will be the New York-based indie-rock quartet's first gig at the suburban amphitheater, but for the band's drummer ... bassist of Real Estate. His band plays mellow, spacey, slacker-rock songs, mostly about ...
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Mortgage Rates at 50-Year Low
Who is getting a mortgage these days? Just about anybody with a higher interest rate who can qualify. That's not necessarily home buyers, though. The bulk of the mortgage business in in refinances and home equity loans right now. Even I am refinancing my home. I have a 30-year mortgage around 5%. It makes financial sense to refinance without points into a 15-year loan at 3.75%. Rates haven't been this low since I was in second grade.

I am no different than any other home owner who wants the best rate available. I find myself going to such websites as Bankrate.com to check the daily mortgage rates, knowing full well that if I picked up the phone and called one of those lenders, I probably would not be offered the rate I see on my monitor. It could be higher. But it's like confirmation that I'm choosing the best mortgage broker, and that kind of behavior makes me want to shoot myself in the head.

What would I save going to another broker? If anything, maybe $5 a month. I like my rate; I like my mortgage broker, so I have to tell myself to stop letting my fingers do the typing. Ack. But I do understand what my clients go through.

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Mortgage Rates at 50-Year Low originally appeared on About.com Home Buying / Selling on Wednesday, August 11th, 2010 at 05:00:16.

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